Republic of Atlantic City
Ordinance No. 1
The Central Banking and Currency Act
To establish a stable, sovereign economy, facilitate trade, and ensure the financial security of the nation, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Establishment of The Bank
There is hereby established a central financial authority to be known simply as The Bank.
The Bank shall serve as an independent body within the government of Atlantic City, tasked with the exclusive management of the nation's monetary policy, reserves, and the issuance of physical currency.
The primary mandate of The Bank shall be to preserve the economic stability and purchasing power of the national currency.
Section II: Exclusive Authority to Mint and Issue
The Bank shall hold the sole and exclusive right to mint coins and print banknotes within the sovereign borders of Atlantic City.
Any unauthorized printing, minting, or reproduction of currency by individuals, private entities, or foreign bodies shall be deemed counterfeiting and treason against the state, subject to the highest penalties under the law.
Section III: Official Currency and Denominations
The official currency of the nation shall be the Atlantic Dollar (represented by the symbol $).
The Bank is authorized and directed to mint and print currency exclusively in the following seven denominations:
$1 · $5 · $10 · $20 · $50 · $100 · $500
The physical design, security features, and material composition of these denominations shall be established and maintained exclusively by The Bank.
Section IV: Legal Tender
All notes and coins issued by The Bank in the denominations listed in Section III shall be recognized as legal tender.
They shall be valid and acceptable for the payment of all debts, public and private, public charges, taxes, and duties within Atlantic City.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 2
The Depository, Lending, and Sovereign Yield Act
To promote financial growth, encourage the secure holding of wealth, provide accessible capital to the citizens, and perpetually fund the vital operations and subsistence of the nation, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Authorization of Deposits
The Bank is hereby authorized to establish and maintain accounts for the purpose of accepting and holding financial deposits.
These accounts shall be available to all legally recognized individuals and registered entities within the sovereign borders of Atlantic City.
The Bank guarantees the absolute security and availability of all deposited funds, payable upon demand in the official currency of the nation.
Section II: Lending Authority
The Bank is formally authorized to issue loans and extend credit to eligible individuals and entities within Atlantic City.
The issuance of loans shall be conducted exclusively in the official national currency and shall be subject to standardized terms of repayment established by The Bank.
Section III: The Dual-Rate System and Sovereign Margin
The Deposit Yield: All recognized deposit accounts held at The Bank shall yield a fixed, non-variable 2% annual interest return to the account holder.
The Lending Tariff: All loans, credit, and debt extended by The Bank shall be subject to a fixed, non-variable 12% annual interest charge.
The Sovereign Margin: The 10% mathematical difference between the Deposit Yield and the Lending Tariff shall be legally classified as the "Sovereign Margin." This margin is the exclusive, untaxable property of The Bank and shall serve as the primary engine for funding all state operations, infrastructure maintenance, and public welfare distributions.
No alternative rates, compounding structures, or variable interest schedules may be applied to these foundational deposit and lending services by any citizen or private entity.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City, superseding all previous iterations.
Republic of Atlantic City
Ordinance No. 3
The Debt Recovery and Asset Forfeiture Act
To ensure the absolute integrity of the national lending system, prevent systemic default, and guarantee the rightful return of capital to the national reserves, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Default and Asset Seizure
In the event that an individual or entity fails to fulfill their monetary loan repayment obligations, The Bank is hereby authorized and mandated to seize the physical property of the defaulting party to satisfy the debt.
Property subject to seizure includes, but is not limited to, real estate, residential homes, commercial buildings, and titled land.
Seized properties shall be assessed and credited toward the outstanding debt at exactly 100% of their current market value.
Section II: The 110% Recovery Mandate
All defaulted loans must be recovered by The Bank up to the absolute total of 110% of the original loan amount (representing the 100% principal plus the mandatory 10% interest rate established in Ordinance No. 2).
If the 100% market value of the seized property completely satisfies the 110% debt owed, any remaining surplus value shall be returned to the citizen in official currency.
Section III: Forfeiture of Future Property
If the value of the initially seized property is insufficient to cover the total 110% debt owed to The Bank, the defaulting party shall remain legally bound to the remaining balance.
The Bank shall automatically place a binding legal lien on any and all future properties acquired by the defaulting party.
The Bank reserves the immediate right to seize these newly acquired future properties, continually crediting them at 100% of their market value, until the original 110% debt obligation is entirely fulfilled.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 4
The Debt Redemption through Labor Act
To provide a structured path toward financial rehabilitation for the insolvent, and to ensure that all debts to the nation are honored through productive service, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Declaration of Bankruptcy
Any individual whose total debts to The Bank exceed their current and projected assets may formally file for a Declaration of Bankruptcy.
Upon such declaration, all active interest accrual and asset seizures under Ordinance No. 3 shall be stayed, provided the individual enters the Debt Redemption Program.
Section II: Mandatory Employment and Debt Forgiveness
Individuals who declare bankruptcy under this act shall be granted immediate employment within The Bank or its subsidiary public works projects.
The Bank is required to provide a position suitable to the individual's skills or basic labor needs until the debt is satisfied.
For every hour worked, a portion of the individual's remaining 110% debt shall be systematically forgiven.
Section III: Garnishment and Subsistence
To ensure the rapid recovery of national funds, 50% of the individual's gross salary earned through this employment shall be automatically retained by The Bank and applied directly toward their outstanding debt.
The remaining 50% of the salary shall be paid to the individual in official currency to provide for their basic cost of living, housing, and sustenance.
This 50% garnishment is mandatory and non-negotiable until the total debt obligation reaches zero.
Section IV: Rehabilitation and Release
Once the total debt has been satisfied through the combination of prior asset seizure and the 50% labor garnishment, the individual's bankruptcy status shall be cleared.
Upon completion, the individual is released from the Debt Redemption Program with a clean financial record and may return to the private workforce without any remaining liens on future property.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 5
The Counterfeit Deterrence and Labor Conscription Act
To provide a stern alternative to incarceration, and to repurpose the technical skills of those who act against the fiscal security of the nation for the benefit of the state, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Alternative to Incarceration
Any individual found guilty of the unauthorized production, minting, or distribution of Atlantic City currency may, at the discretion of the court, be offered an Alternative Labor Sentence in lieu of traditional imprisonment.
Acceptance of this alternative requires a full admission of guilt and the surrender of all counterfeiting equipment, materials, and technical data to The Bank.
Section II: Mandatory Service and 75% Garnishment
Individuals serving an Alternative Labor Sentence shall be employed exclusively by The Bank in departments related to security, anti-counterfeiting measures, or currency production.
As a punitive measure for the crime of treasonous forgery, 75% of the individual's gross salary shall be automatically retained by The Bank as a "Security Restitution Fee."
The remaining 25% shall be provided to the individual for basic subsistence.
Section III: Duration of Service
The term of service under this ordinance shall be determined by the total face value of the counterfeit currency produced or attempted, calculated at a rate determined by the judiciary, but shall not be less than ten (10) years.
Failure to comply with the work standards of The Bank or attempting to desert the service shall result in the immediate revocation of the alternative sentence and the enforcement of the original prison term.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 6
The Monetary Stabilization and Variable Garnishment Act
To safeguard the purchasing power of the Atlantic Dollar and ensure that the national economy remains resilient against the forces of inflation, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Inflationary Trigger
The Bank shall monitor the "Consumer Basket Value" on a monthly basis.
If the value of the Atlantic Dollar decreases—resulting in an increase in the cost of living—The Bank is hereby authorized to adjust the garnishment rates established in Ordinances No. 4 and No. 5.
Section II: Variable Garnishment Scales
The Bankruptcy Floor: For those under Ordinance No. 4, the 50% garnishment rate may be increased up to a maximum of 75% during periods of high inflation.
The Counterfeit Ceiling: For those under Ordinance No. 5, the 75% garnishment rate may be increased up to a maximum of 95% during periods of extreme economic instability.
Section III: Deflationary Relief
Should the economy experience deflation, The Bank may, at its sole discretion, lower the garnishment rates below the original statutory levels to provide citizens with more "spending power" and stimulate the market.
Section IV: Non-Negotiability
Laborers in the Debt Redemption Program or Alternative Labor Sentence have no legal standing to contest the fluctuation of their take-home pay, as their primary duty is the stabilization of the national economy and the fulfillment of their debt.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 7
The Judicial Liquidation and Commutation Act
To provide a standardized framework for the penalization of criminal acts and to offer a transparent mechanism for the restitution of the state's resources, the Government of Atlantic City hereby enacts the following ordinance.
Section I: Categorization of Sentencing
Misdemeanors: Mandatory sentence of 1 year in a Bank-operated correctional facility.
Financial Crimes: Mandatory sentence of 10 years.
Felonies: Mandatory sentence of 20 years.
Section II: The Commutation Rate
The Bank recognizes that the time of a productive citizen has a measurable fiscal value. Therefore, any convict may commute their prison sentence through direct payment to The Bank.
The official Commutation Rate is established at $10,000 per 1 year of sentencing.
Payments must be made in official Atlantic City currency or through the surrender of titled property at 100% market value.
Section III: Fractional Commutation
Convicts may choose to pay for a partial reduction of their sentence. There is no limit on commutation; a citizen with sufficient funds may pay the total required amount to avoid incarceration entirely upon conviction.
Section IV: Indebted Commutation
A citizen who lacks the immediate funds to pay for their commutation may choose to enter the Debt Redemption Program (Ordinance 4), assuming a debt to The Bank equal to the cost of their remaining sentence and working at 50% garnishment until the "time-debt" is paid in full.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 8
The National Liquidity and Subsistence Act
To ensure the basic survival of every citizen, stimulate domestic commerce, and provide a continuous flow of currency within the national economy, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Universal Grant
The Bank is hereby mandated to issue a monthly payment of $200 Atlantic Dollars to every legal resident of Atlantic City.
This payment shall be known as the National Subsistence Grant (NSG).
The grant shall be issued on the first day of every month directly into a Bank-held account in the citizen's name.
Section II: Garnishment Exemption and Priority
For Free Citizens: The $200 is fully spendable and serves as a baseline for the private economy.
For Indebted Workers (Ordinances 4 & 5): The $200 grant is exempt from the 50% and 75% garnishment rules. It is intended to ensure that even those in the Debt Redemption Program can afford basic food and hygiene.
The Inflation Clause: Per Ordinance 6, if the Bank triggers a "Variable Garnishment" of 95%, the $200 UBI remains the absolute floor of a citizen's monthly income.
Section III: Recapture Mechanism
While the $200 is given freely, it is expected to return to The Bank through interest on loans and commutation savings.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 9
The National Lottery of Providence and Risk Management Act
To maintain civic engagement through the distribution of fortune, manage national property interests, and provide a structured market for the exchange of legal and financial risks, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Monthly Selection
On the final day of every month, The Bank shall randomly select exactly four (4) individual citizens from the national registry to receive a "Decree of Providence."
The Ten-Year Immunity Rule: No citizen may be selected for a punitive Decree more than once in a rolling ten-year period.
Section II: The Four Decrees
The Golden Decree (Capital Grant): An immediate cash payment of $10,000 Atlantic Dollars, fully exempt from all Bank garnishments.
The Jade Decree (The Immunity Pass): Grants the holder a one-time "Absolution" for one crime. Cannot be used for Capital Felonies or Crimes Against The Bank.
The Iron Decree (The Random Sentence): A mandatory one-year prison sentence. The holder may pay a third party to "buy" the ticket and serve the sentence on their behalf.
The Void Decree (Asset Forfeiture): The immediate forfeiture of one titled property to The Bank. The Bank must provide Relocation Housing of equivalent utility.
Section III: Sovereign Reclamation (Bank Whim)
Independent of the citizen lottery, The Bank may execute one Random Foreclosure per month on any building for "National Development." The owner shall be credited 100% market value.
Section IV: Providence Insurance
The Bank shall offer an optional Lottery Insurance Policy for $50 per month, deducted from the $200 UBI. If an insured citizen draws an Iron or Void Decree, The Bank shall use the Insurance Fund to pay a professional "Proxy."
Section V: The Providence Exchange
The Bank shall maintain a digital exchange for the legal sale of these Decrees, collecting a 10% transaction fee on all sales to fund the National Subsistence Grant.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 10
The Sovereign Authority and District Representation Act
To vest the ultimate power of the nation in its citizens, ensure local accountability, and establish a clear executive leadership, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Foundational Unit (The Block)
The sovereign territory of Atlantic City is hereby divided into Blocks. A "Block" is defined as a single geographic square bounded by four public thoroughfares.
Section II: The Legislative Body
Every Block shall directly elect one Block Representative to serve as the local voice in the National Assembly. Elections shall occur every two years.
Section III: The Executive Selection
Atlantic City shall be led by a President, who holds the supreme executive power and serves a four-year term.
The President shall be elected by an Electoral College. Each Block is assigned one Elector, legally bound to cast their vote for the Presidential candidate who won the popular majority within their specific Block.
Section IV: Eligibility and Voting Rights
All citizens in good standing are eligible to vote.
The Debtor Clause: Citizens in the Debt Redemption Program retain the right to vote for their Block Representative, but their Elector vote is suspended until their debt is satisfied.
The Immunity Clause: Possession of a Jade Decree does not grant extra votes; "One Citizen, One Vote" remains absolute.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 11
The National Campaign Finance and Political Neutrality Act
To eliminate the influence of private wealth in the selection of the Executive and to ensure that every candidate competes on a level playing field of ideas rather than capital, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Exclusive Funding Mandate
All costs associated with a Presidential campaign shall be paid for exclusively by The Bank.
Private donations, "Super-PACs," and the use of personal wealth for a political campaign are hereby strictly prohibited.
Violation of this section shall be classified as a Financial Crime, punishable by a mandatory 10-year sentence or the equivalent commutation fee.
Section II: Equal Allocation of Resources
The Bank shall allocate an identical "Campaign Credit" to every certified candidate. Candidates shall have equal access to the Bank's communication networks, printing presses, and public spaces on every Block.
Section III: The Bank's Veto (The "Stability" Clause)
Because The Bank is the sole financier of the election, it reserves the right to audit the "Fiscal Reality" of any candidate's platform.
If a candidate proposes a policy that would mathematically bankrupt the Bank, The Bank may flag the campaign as "Systemically Risky." Such a candidate may have their funding restricted until their platform is adjusted.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 12
The Infrastructure Integrity and Blind-Audit Act
To ensure the seamless maintenance of national utilities while preventing the extraction of excess capital by private entities, the Government of Atlantic City hereby enacts the following ordinance.
Section I: The Maintenance Mandate
The Bank is hereby legally obligated to fund 100% of the operational and maintenance costs for any Railroad connecting two or more Blocks and any Electric Utility powering a Block.
Section II: The Price Silence
Private utility companies are strictly prohibited from submitting "Invoices" or "Price Quotes" to the Bank. The Bank shall not ask, and the Utility Company shall not say, what a repair "costs."
Any attempt to influence the Bank's valuation through lobbying or falsified data shall be deemed a Financial Crime, resulting in a 10-year sentence and immediate seizure of the company's assets.
Section III: The Office of Independent Auditors (OIA)
The OIA is a technical body within the Bank, staffed by engineers and accountants, tasked with inspecting all utility infrastructure and determining the exact quantity of materials and man-hours required for repairs.
The Bank shall issue a "Direct Credit" to the utility company based on National Standardized Rates. The utility company has no power to negotiate this rate.
Section IV: The Profit Cap
The Bank shall add a fixed 5% Management Fee on top of the OIA's audited cost. This 5% represents the total allowable profit for the utility provider.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.
Republic of Atlantic City
Ordinance No. 13
The Civil Protection and Sovereign Immunity Act
To ensure the consistent enforcement of the National Ordinances and to provide a stable, fearless body of peacekeepers, the Government of Atlantic City hereby establishes the National Police Force (NPF).
Section I: The Immunity of Service
Any citizen who enlists in the National Police Force and successfully completes a six-month probationary period is hereby granted Total Lottery Immunity.
For the duration of their active service, the officer's name is removed from the monthly drawing for the Iron Decree and the Void Decree.
Officers remain eligible for the Golden Decree as a "Service Bonus," but are ineligible for the Jade Decree, as their authority already constitutes a form of legal absolution.
Section II: Recruitment and Compensation
Recruitment is open to all "Liquid" and "Free" citizens. Citizens currently in the Debt Redemption Program may apply; if accepted, their 50% garnishment is reduced to 25% as a "Service Credit."
The Bank shall fund all Police equipment, training, and salaries directly. The NPF answers directly to the President, but their budget is audited by the OIA.
Section III: The Cost of Dishonor
If a Police Officer is terminated for corruption, cowardice, or breach of Bank Protocol, their immunity is immediately revoked.
Upon termination, the former officer's name is entered into the next monthly lottery three times (Triple-Weighting) to compensate for their period of immunity.
This Ordinance shall take effect immediately upon its signing into law by the sovereign authority of Atlantic City.